We have a long-standing reputation for excellence in banking and finance law. Our practice is recognized as one of the premier and sophisticated practices in India, serving an esteemed clientele that includes top national and international banks, companies, and financial institutions. With a deep understanding of the financial markets and regulatory landscape, we provide strategic legal advice and innovative solutions to our clients.
Comprehensive Legal Services
Advice on full spectrum of banking and finance matters, from traditional lending to complex financial arrangements. Includes external commercial borrowings, trade finance, secured lending, leasing and hire purchase, project finance, structured finance, securities and more.
Project Finance
We have extensive experience in structuring and executing project finance transactions across infrastructure, energy, real estate, and telecom sectors. Our team assists in negotiating financing arrangements, mitigating risks, and ensuring projects are completed successfully.
Banking Regulatory Compliance
Guiding clients through India’s evolving banking and securities regulations, helping them stay compliant and secure necessary approvals. Whether advising on regulatory filings or approvals, we provide proactive solutions to mitigate risks.
Banking and Finance Disputes
Our team is adept at resolving complex banking disputes and regulatory investigations. We have represented clients in high-stakes bank fraud cases, combining litigation expertise with strategic advocacy to achieve favourable outcomes.
Recent Transactions in Banking & Finance
- Airlines Reporting Corporation in presenting a letter of credit to ICICI Bank Limited, Mumbai, for realization.
- Elementis Holdings Limited in connection with preparing and filing the Annual Return on Foreign Liabilities and Assets of its Indian subsidiary with the Reserve Bank of India.
- Bank Mizrahi-Tfahot, Israel, as regards obtaining a bank guarantee from an Indian company, and advice on its validity under India’s foreign exchange regulations.
- Israel Discount Bank of New York on Indian banking and insolvency laws.
- A leading Indian public sector bank on litigation strategy to recover its financial dues from a borrower.
- Norinchukin Bank, Singapore, in connection with its proposed lending activities in India.
- Axis Bank Limited in connection with setting-up an online platform for Trade Receivables Discounting System (TReDS) under the Payments and Settlement Systems Act, 2007 for discounting and factoring of the trade receivables of Micro, Small and Medium Enterprises (MSMEs) in India.
- Landesbank Hessen – Thuringen (Helaba) on Indian laws pertaining to negotiable instruments and guarantees, and on the statute of limitation to enforce them, including the immunity provided to government or governmental agencies.
- Unicredit Group on assignment of receivables under export of goods and services and on the enforceability of such assignments, and the precautions to be taken to ensure that the assignee has the right to recovery from the onshore importer under Indian law.
- Dhanlaxmi Bank Limited on the enforceability of the loan and security documents against the borrower company in default, and its guarantors, and advised on the strategy to initiate effective legal proceedings before the competent forum.
- Punjab National Bank on the aspect of enforceability of loan and security documents against a borrower company in default, and its guarantors, and advised on the strategy of initiating necessary and effective legal proceedings, and on the choice of forum for seeking reliefs.
- State Bank of India on the drafting of the Inter se Agreement and Memorandum confirming the extension equitable mortgage by deposit of title deeds for Jampana Construction Private Limited.
- Several banks based in the Kingdom of Saudi Arabia led by Saudi Hollandi Bank in creation of a security by the Balsharaf group on the shares of an Indian listed company, involving obtaining the Reserve Bank of India’s approval for creation of the pledge and advice on securities law implications.
- Bank of Baroda, Manchester, on a supplemental deed to the corporate guarantee up to EUR16,500,000 provided by the Indian company directors against the loan of EUR11,000,000 extended to UPL Italia, an Italian subsidiary of the Indian company.